Identify and pursue opportunities that enhance the Risk/Credit return by improving the decision tools, treatments, and strategies used within the processes. 
Responsible for the development, monitoring and implementation of Credit Risk strategies, driving incremental & step change improvements. 
Credit underwriting and risk grading of borrowers.
Build and develop regulatory reporting processes and strategies. 
Conceptualize financial trend analysis and develop insightful projections and practical products. 
Portfolio management for monitoring asset quality and any stress and impaired asset. 
Generation MI for key stakeholders to support business direction and help take meaningful decisions. 
Supervision of Collections and Recovery processes