• Sound exposure of dealing with large corporate and Syndicated loan deals via obtaining all necessary supporting documents for conducting credit assessment.
• Complete credit risk analysis of borrower by means of financial and Industry analysis. Accounting concepts and excellent understanding of accounting transactions at all levels.
• Prepared credit proposals and temporary extension request on regular basis. Ensured credit applications along with revised exposure/credit rating are submitted to risk for necessary approvals.
• Made risk appetite statement-MIS reports along with income pipelines on weekly/monthly basis.
• Compliance with all credit policies and guidelines and preparing projections based on financial analysis.
• Ensure that all procedural and policy matters are followed to minimize any Audit objections for satisfactory audit ratings and timely resolution of any audit observations for better governance.
• Maximizing Bank’s FI related revenue through available avenues, including participation in Syndications, and through confirmation, negotiation, discounting of trade assets in order to achieve annual targets.
• Build relationships with regional and international Banks(MENA) through regular calls and follow-ups to solicit & distribute trade assets and FI syndicated loans to strengthen the Bank’s relationships with respect to trade related activities.
• Exposure of Origination and Distribution of trade assets of over USD 1 Billion.
• Solicit trade business from Corporate clients and Exchange companies in accordance with their business requirements. Meeting annual business targets on regular basis.
• Bring a positive impact on customer experience, developing strong relationships with existing Corporate customers and Exchange houses along with on boarding new clients.
• Ensure that transaction risks and returns are adequately explained to clients and that all transactions are conducted according to Bank’s policies and Central Bank of UAE’s regulations.
• Following/Arranging for establishment of RMA arrangements and AML/KYC Compliance as required with correspondent banks.
• Making customer profile forms and liaising with other financial institutions for annual record updates. Reviewing/Monitoring Nostro & Vostro accounts relationships for effective usage.